Fintech infrastructure and APIs — Business MegaBrands 2026–27

Fintech infrastructure and APIs covers platforms that let banks, lenders, payment firms and other businesses issue cards, verify customer identity, run KYC checks, analyse bank statements and income data, and move money through application programming interfaces. Clients plug these services into their own products instead of building them. The category speeds up credit decisions and widens access to formal financial services across India.

Slot BMB-146 · Financial Software · 5 brands in contention · Business MegaBrand: to be announced in 2027

Brands in contention

Listed alphabetically. The order does not reflect evaluation.

CompanyMegaBrands 501
Decentro
IDfy
M2P Fintech
Perfios
Signzy

How this category is evaluated

Every brand in this category is assessed on WCRC's 50-parameter brand evaluation model, across five pillars: Brand Positioning & Recall, Trust & Sentiment, Product, Innovation & Delivery, Sustainability, Governance & ESG, and Digital & Financial Soundness. Scores are compared within the category, and the brand with the strongest result is named the Business MegaBrand. Read the methodology

Frequently asked

Who are the major fintech infrastructure companies in India?

The brands in contention for fintech infrastructure and APIs in the Business MegaBrands 2026–27 cohort are Decentro, IDfy, M2P Fintech, Perfios and Signzy. This is a factual list, not a ranking. WCRC will name one Business MegaBrand after its independent 50-parameter evaluation.

Other categories in Financial Software

All of Software & Digital Platforms · The 2026–27 cohort

Cite this page: WCRC, Business MegaBrands 2026–27, Fintech infrastructure and APIs (Slot BMB-146), https://www.mostvaluablebrands.com/business-megabrands/2026-27/software-and-digital-platforms/fintech-infrastructure-and-apis/, accessed [date].

WCRC network: WCRC International · WCRC Leaders